“The salary is bigger. The less money you save.” Many workers have this symptom. whether the salary increases Or get a bonus of how many percentages? money to be used as expenses It's less and less. Don't ask for savings. The amount of money to be used for each month is almost nonexistent, making it seem like a vicious cycle of salaryman. The more I have no money to spend

Although many working people are notorious for lacking financial discipline. or use the salary unsystematically But that doesn't mean that all workers are like this. especially those who can manage their finances well. There will be no such problem for sure. But what must be done to be known as a worker with savings? and can manage salary without problems
A low salary may not be a big deal. Because most of the problems come from people with high salaries. but no money left when the end of the month comes must remember the word "At the end of the month, it's like dying" because that's a very obvious truth. Salary is not savings But it's money to pay off debts. whether credit card Or many other installments, depending on how many things each person has.

How to make salaryman like us, you, far away from debt. and have money left over These Salary Management Tips Although it may sound like a difficult matter. But there must be one that we can actually use. and make managing our finances easy

Plan first, then spend the money.
when the salary is paid Many people choose to put their money for personal expenses first. whether to pay the debt buy what you want Dine in expensive luxury restaurants By forgetting that part of the salary must be divided. in order to be used as savings or accumulated money each month Some people overspend. Or just think that it's okay Just next month, you can start collecting again. By the next month, I actually didn't collect any more money. until the end of the hope of having money to save it's just a dream

In order not to make mistakes in managing your own payroll. When you get a new salary, divide the money to keep part of it. Whether it's a 10% ratio or if you have a lot of money, you save a lot. It depends on how much you want to save money. but please keep Because if we don't start at all We won't have any savings. Then when the rest of the money is used to spend.

good money planning It will help us not to have to regret later. Having money left over will help us to cope with the unexpected risks very well. Because we can not know when the need for us to spend money will occur. Having money in hand will prevent us from getting into trouble later on. At the very least, we should have a reserve of at least 6 months in reserve in case we may have to leave work. Some people have contributions that come from the provident fund. This will allow us to bring it as an expense during the time we are looking for a new job.

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