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PostPosted: Sat Jan 12, 2019 3:59 am 

Joined: Wed Jun 06, 2018 10:11 am
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Home > Parenting > Good ParentingKnow Why Women Got Preference in Home Loan Application
Posted by shreekantrao89 in Home on February 21st, 2017

Know Why Women Got Preference in Home Loan Application

To make women financially dependent and socially strong Wholesale Green Bay Packers Jersey , financial agencies including Banks took some major steps. It includes special discounts, concessional rates and also special schemes to promote women to buy a house by getting easily available home loans.

Being an owner of your own house gives a sense of financial security for both genders. Since our society is not women-centric and it requires women empowerment Wholesale Houston Texans Jersey , Banks are offering loans for women applicants with attractive benefits and schemes that are exclusive for women only. To promote Home Loans for women different banks are coming up with lucrative schemes for ladies that are the primary or sole applicant and primary or sole owner in case of joint ownership of the house.

Here are the reasons why women should apply for home loan.

Higher Chances of Loan Application Acceptance – Every Bank or loan providing organization has a process to analyze the loan applicant. It involves the eligibility criteria decided by the lender, required documents submission and also applicant should have a good CIBIL rating. A credit score is a way to that banks uses to measure the risk involved with the applicant. A good CIBIL rating (credit score) simply means a less risky borrower. Statistically Wholesale Indianapolis Colts Jersey , it is seen that women are less risky borrowers as compared to men when repaying EMI. Therefore women as primary applicant, with correct documents and a good CIBIL score tends higher chances of getting their home loan approved.

Lower Interest Rates as Compare to Loan Applied by Man – Interest rate is the major element in any loan. The home loans involve huge amount and their repayment duration is also longer Wholesale Jacksonville Jaguars Jersey , a slight change in the interest rates can cause a heavy burden on the borrower.

Lower Stamp Duty – Stamp duty changes state to state as it is decided by the state government. Many Indian state governments have lower stamp duty for Women applicants who are looking for Home Loan. Usually, the difference between stamp duty for women applicants and men applicants are up to 2 percent. It looks smaller but for a loan amount of 50 Lacs Wholesale Kansas City Chiefs Jersey , the r. Cheap NFL Jerseys Cheap College Jerseys Cheap NHL Jerseys From China Cheap Authentic NFL Jerseys Cheap Soccer Jerseys Online Cheap College Basketball Jerseys Cheap Replica Soccer Jerseys Wholesale Jerseys Wholesale Jerseys Cheap NBA Jerseys Online

PostPosted: Tue Jan 22, 2019 6:28 am 

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